| Product | Pet Basic(Accident & Illness) | Standard(Accident & Illness) | Top(Accident & Illness + Dental) | Indoor CatIllness Cover |
| Eligibility (for new applications) | Cats and Dogs 8 weeks to 6 years | Cats and Dogs 8 weeks to 9 years | Cats and Dogs 8 weeks to 9 years | Cats 8 weeks to 9 years |
| Annual Limit | $5,000 | $13,000 | $20,000 | $6,000 |
| Benefit Rate pet age 0-7 | 90% | 80% | 85% | 80% |
| Benefit Rate pet age 8+ | 65% | 80% | 85% | 65% |
| Excess | $0 | $0 | $0 | $0 |
| Coverage | Accidental Injuries and Illness | Accidental Injuries and Illness | Accidental Injuries, Illness, routine care and optional Dental Illness | Specified Illness Conditions |
| Exclusions | Cruciate Ligament Conditions, Cancer, Consultation Fees, Pre-existing Conditions & standard general exclusions | Pre-existing Conditions & standard general exclusions | Pre-existing Conditions & standard general exclusions | Any Conditions other than specified, Pre- existing Conditions & standard general exclusions |
| Waiting Periods (From policy inception date) | Accidental Injuries = 0 Days Cruciate ligament Conditions = 6 months Illness Conditions = 30 Days | Accidental Injuries = 0 Days Cruciate ligament Conditions = 6 months Illness Conditions = 30 Days | Accidental Injuries = 0 Days Cruciate ligament Conditions = 6 months Illness Conditions = 30 Days. Dental = 6 months | Illness Conditions = 30 Days Cancer = 6 months |
| Per-Condition Limit | $1,000 | | | |
| Consultation annual limit | | $300 | $300 | $300 |
| Paralysis Tick Sub- limit | | $1,000 | $1,500 | |
| Cruciate Ligament Conditions | | $3,200 | $3,500 | |
| Dental Cover | | | $1,000 (optional) | |
| Emergency Boarding | $500 | $1,000 | $1,200 | $500 |
| Overseas Pet Travel | | | | |
| Essential Euthanasia | | | | |
| Routine Care | | | Included | |
| Tick Paralysis | | | | |
| Cruciate Ligament Injury | | | | |
| Motor Vehicle Incidents | | | | |
| Heat Stroke | | | | |
| Burns | | | | |
| Poisoning | | | | |
| Ingestion of a Foreign Object | | | | |
| Spinal Disc Rupture | | | | |
| Electrocution | | | | |
| Allergic Reaction to Insect Bite | | | | |
| Bone Fractures | | | | |
| Snake Bite | | | | |
| Embedded Grass Seed | | | | |
| Fight Wound or other Laceration | | | | |
| Soft Tissue Injury | | | | |
| Torn Nail | | | | |
| Emergency Boarding | | | | |
| Consultations | | | | |
| Brachycephalic Airway Syndrome | | | | |
| Cancer | | | | |
| Hernia Diaphragmatic | | | | |
| Bladder Stones | | | | |
| Elbow Dysplasia | | | | |
| Corneal Ulcer | | | | |
| Immune Mediated Blood Disease | | | | |
| Feline Lower Urinary Tract Disease | | | | |
| Gastrointestinal Problems | | | | |
| Diabetes | | | | |
| Hypothyroidism | | | | |
| Heart Disease | | | | |
| Renal Disease | | | | |
| Dental Illness (optional extra) | | | | |
